Costs & Fees

Guides onCosts & Fees.

3 articles written for military families — plain English, no sales pitch, and no rate promises.

Costs & Fees

VA Funding Fee Refund: When You Can Get Your Money Back

Veterans who paid the VA funding fee and were later awarded a retroactive service-connected disability rating effective before closing can get the fee refunded. Here is who qualifies and how the refund process works.

Updated 2026-10-10 · 6 min read

Costs & Fees

VA Loan Fees: Every Fee You Can and Cannot Be Charged

The VA tightly controls what a veteran can be charged at closing. Some fees are allowed, some are capped, and some are flatly banned. Here is the full list, including the 1% rule most borrowers have never heard of.

Updated 2026-10-10 · 8 min read

Costs & Fees

VA Funding Fee Exemption: Who Qualifies and How to Claim It

Roughly a third of VA borrowers should pay no funding fee at all. If you receive VA disability compensation — or are eligible to — the fee is waived. Here is who qualifies, how lenders verify it, and what to do if you were charged by mistake.

Updated 2026-10-10 · 7 min read

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