Comparisons
4 articles written for military families — plain English, no sales pitch, and no rate promises.
Comparisons
Rate is the wrong place to start. Put down payment, mortgage insurance, and the funding fee in the same table and the winner depends on your cash, your entitlement, and how long you stay.
Updated 2026-09-19 · 11 min read
Comparisons
VA and FHA both serve borrowers with limited cash, but they are not interchangeable. VA has no down payment and no monthly mortgage insurance; FHA requires both. Here is how they compare and when each genuinely wins.
Updated 2026-09-19 · 10 min read
Comparisons
VA and USDA are the two zero-down-payment mortgage programs in the U.S. — but they are not interchangeable. VA has no geographic limit and no monthly mortgage insurance; USDA is limited to eligible rural areas and carries monthly insurance. Here is the comparison.
Updated 2026-09-19 · 9 min read
Comparisons
At 20% down, conventional has no mortgage insurance and no funding fee — so the conventional argument is strongest here. But VA can still win on rate, qualifying flexibility, and assumability. Here is the honest math.
Updated 2026-09-19 · 9 min read
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