Your Documents
Income, assets, identity, and your Certificate of Eligibility. Our document checklist covers everything typically requested.
VA Loan Pre-Approval
Shop With a NumberYou Can Trust.
A pre-approval is a reviewed file, not a guess. It tells you what price range is realistic, shows sellers you are serious, and keeps you from falling in love with a house that was never going to work.
It is also the point where surprises are cheap to fix instead of expensive.
Every loan officer on our team is a Veteran or a military spouse. Call (678) 488-0608.
A Reviewed File
Military Serving Military™
How It Works
What Pre-Approval Actually Involves.
Credit Review
A credit report is pulled with your authorization and reviewed in context — not reduced to a single number.
Buying Power
Income, debts, residual income, taxes, insurance, and program rules together determine a realistic price range.
The Letter
You receive a pre-approval letter you can give your agent and include with an offer.
Typical Timeline
Once your documents are in, most files move quickly. The delay is almost always waiting on paperwork, not underwriting.
Not the Same as Pre-Qual
A pre-qualification is an estimate from stated information. A pre-approval involves documentation and review, which is why sellers weigh it more heavily.
Be Ready
What to Have Before You Start.
- Photo ID and Social Security number for each borrower
- Most recent 30 days of pay stubs or LES
- W-2s and tax returns for the past two years
- Two months of statements for accounts holding your funds
- Your Certificate of Eligibility, or permission for us to request it
- Your timeline, including any PCS or report date you are working around
Common Questions
Straight Answers.No Runaround.
Pre-approval is not a loan approval, a commitment to lend, or a rate quote. It is conditional and subject to verification, property, appraisal, and underwriting. Credit authorization is required to pull a credit report. Military Mortgage LLC is a mortgage broker and is not affiliated with the U.S. Department of Veterans Affairs or any government agency. NMLS #Coming Soon — licensing in progress. Equal Housing Opportunity.
Next Step
Get a Real NumberBefore You Shop.
Start with your situation and we'll tell you what a realistic range looks like.