Readiness Assessment

How Ready Are YouTo Buy a Home?

Eight questions about timeline, eligibility, credit, income, savings, and occupancy. You get an honest read on where you stand and a clear next step — no credit pull, no email required.

A military couple planning a home purchase together at their kitchen table

Eight Questions

Military Serving Military™

The Assessment

Answer Honestly.There's No Wrong Score.

0 of 8 answered0%
When would you like to be in a home?
1

When would you like to be in a home?

Timeline drives everything else.

Do you know whether you're eligible for a VA loan?
2

Do you know whether you're eligible for a VA loan?

Eligibility is based on service. We can help confirm it either way.

What range is your credit in?
3

What range is your credit in?

An estimate is fine. Nothing here pulls your credit.

How steady is your income right now?
4

How steady is your income right now?

Stability matters more than the amount.

Do you have funds set aside for closing and moving?
5

Do you have funds set aside for closing and moving?

VA loans often require no down payment, but there are still costs.

How do your monthly debt payments feel against your income?
6

How do your monthly debt payments feel against your income?

Car notes, credit cards, and student loans all count.

Do you know where you want to buy?
7

Do you know where you want to buy?

Orders, duty station, and commute all factor in.

Will you live in the home as your primary residence?
8

Will you live in the home as your primary residence?

VA financing is for primary residences, with PCS rules for military moves.

Why It Helps

Preparation BeatsGuesswork.

  • You find out which pieces need attention before a seller is waiting on you.
  • You walk into a conversation with a loan officer already knowing your own answers.
  • You avoid shopping for homes in a price range that was never realistic.
  • If waiting is smarter, you find that out early instead of mid-contract.
Next Step

Turn Your AnswersInto Options.

Check My Options takes your situation and shows which loan paths may fit.