Active Duty
Eligibility is generally established after a period of continuous active service. A Statement of Service signed by your command is typically used instead of a DD-214.
VA Loan Eligibility
Eligibility Is Earned.Let's Confirm Yours.
VA home loan eligibility is based on service — not on being a first-time buyer, and not on using the benefit only once. The paperwork that proves it depends on how you served.
Every loan officer on our team is a Veteran or a military spouse. Call (678) 488-0608.
Service-Based Benefit
Military Serving Military™
Who Qualifies
Eligibility Paths By Service.
Veterans
Separated and retired service members usually document eligibility with the Member 4 copy of the DD-214 and the character of discharge shown on it.
National Guard & Reserve
Guard and Reserve members can qualify based on qualifying service. NGB-22s and points statements are commonly used to document it.
Surviving Spouses
Certain surviving spouses may be eligible for the VA home loan benefit. Eligibility is established through the VA using specific forms.
Entitlement & Reuse
Entitlement is what backs your loan. It can often be restored after a prior VA loan is paid off, and some borrowers have remaining entitlement available now.
Certificate of Eligibility
The COE is the VA document confirming your eligibility and entitlement. In many cases we can request it for you rather than sending you to do it alone.
Confirming It
What We Use to Verify Eligibility.
- DD-214 (Member 4) for separated or retired service members
- A Statement of Service signed by your command if you are active duty
- NGB-22 or points statements for National Guard and Reserve service
- Surviving spouse documentation submitted through the VA
- Your Certificate of Eligibility, which we can often obtain on your behalf
- Prior VA loan information when entitlement needs to be restored or calculated
Common Questions
Straight Answers.No Runaround.
This page is educational and is not a loan approval, a pre-qualification, a commitment to lend, or a rate quote. Final eligibility is determined by the U.S. Department of Veterans Affairs. Military Mortgage LLC is a mortgage broker and is not affiliated with the VA or any government agency. NMLS #Coming Soon — licensing in progress. Equal Housing Opportunity.
Keep Reading
Related Pages
Next Step
Let's ConfirmYour Eligibility.
We can often request your Certificate of Eligibility for you — no application required to ask.