Military Mortgage — Military Serving Military

National Guard & Reserve

You Served Too.The Benefit Knows It.

Guard and Reserve members are frequently told the VA home loan is only for active duty. That is wrong — and it has cost families the benefit they earned.

The service requirements are different, and the paperwork is different. That is all.

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Every loan officer on our team is a Veteran or a military spouse. Call (678) 488-0608.

A National Guard member with his family in the entryway of their home

Earned Service

Military Serving Military™

What's Different

How Guard & Reserve Files Work.

Qualifying Service

Eligibility can be established through qualifying Guard or Reserve service. The criteria differ from active duty and are confirmed by the VA.

Activated Service Counts

Periods of active duty service under federal orders are reviewed as part of your overall eligibility picture.

Your Documentation

NGB-22s, points statements, and orders are commonly used where a Veteran would submit a DD-214.

Getting Your COE

Guard and Reserve COEs sometimes take extra steps. In many cases we can request it for you instead of leaving you to chase it.

Drill & AGR Income

Drill pay, AGR pay, and civilian income are each documented differently. Multiple income sources are normal, not a problem.

Same Core Benefit

Once eligibility is established, the loan works the same way — including no-down-payment financing for many borrowers and no monthly mortgage insurance.

Gather These

What to Pull Together.

  • Your NGB-22 for any separated Guard service
  • A current retirement points statement showing creditable service
  • Copies of any federal activation orders and related DD-214s
  • A Statement of Service if you are currently serving
  • Recent LES and drill pay documentation
  • Two years of civilian income documentation if you work outside the military

Common Questions

Straight Answers.No Runaround.

Eligibility determinations are made solely by the U.S. Department of Veterans Affairs. This page is educational and is not a loan approval, a pre-qualification, a commitment to lend, or a rate quote. Military Mortgage LLC is a mortgage broker and is not affiliated with the VA, the National Guard, the Reserve, or any government agency. NMLS #Coming Soon — licensing in progress. Equal Housing Opportunity.

Keep Reading

Related Pages

Next Step

Told You Didn'tQualify? Ask Again.

We'll review your service documentation and request your COE where we can.

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