Buying process
4 articles written for military families — plain English, no sales pitch, and no rate promises.
Buying process
Earnest money is the good-faith deposit that goes with your offer to show a seller you are serious. It is not a VA requirement, but it is customary in most markets, and the VA's escape clause is what protects it if the deal falls through for the right reasons.
Updated 2026-09-23 · 8 min read
Buying process
You can buy a home with a VA loan while you are deployed, and a power of attorney lets someone sign for you when you cannot be at closing. The key is using the right kind of POA, getting the lender and title to accept it, and handling occupancy the way the VA allows for deployed service members.
Updated 2026-09-23 · 9 min read
Buying process
A VA loan typically closes in 30 to 45 days, but the timeline is really five separate clocks running in sequence. Here is what happens at each stage, how long it takes, and where delays actually come from.
Updated 2026-10-10 · 7 min read
Buying process
Some sellers still shy away from VA offers based on myths about appraisals and slow closings. Here is how to structure a VA offer that wins — without giving up the protections that make the VA loan valuable.
Updated 2026-10-10 · 7 min read
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